about
fsm
First Security Mortgage is a family-Owned and Operated company that has been
arranging Private Money Loans in California since 1972. Your loan will never be sold as
we service all the loans that we originate. We strive to be 100% accountable to both the
borrower and the investor as both are equal partners in our continued Success.
services
First Security Mortgage arranges Hard Money Loans, and we service all the loans that
we originate. All IRS reporting requirements are handled by First Security Mortgage.
trust deed investments
Invest in your future or build your portfolio with private money Real Estate investments.
MEET THE STAFF
why choose us
Fast Approval and Funding
Private money loans are meant to close fast and without the hassle!
On owner-occupied purchase properties, we may close in as little as 10 days.
On non-owner occupied, we may close in as little as 5 days.
income requirements
Our loans are based on your ability to service the loan. If you are unable to provide tax returns or traditional paystubs we can use other sources of documented income so long as the income listed is TRUTHFUL AND BELIEABLE.
no minimum fico scores
Your credit score and credit history are minimal factors in qualifying.
direct servicer
We believe in being 100% accountable to both the borrower and the investor.
All loans are serviced locally at 10650 Treena St Ste 201, San Diego, Ca. 92131.
No Prepayment Penalties
Most of our hard money loans have no pre-payment penalties, so they can be paid off at any time with no penalties!
Minimal Paperwork
Our loans require a minimal amount of income documentation. Generally, two years tax returns, pay stubs, and bank statements are NOT required.
In addition, we can provide you with a detailed loan proposal within 30 minutes and we only need the general terms of the transaction